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13 22 44
  • Quote online and save $100 on your new policy
  • Up to 15% credit on renewal for safe drivers
  • Hassle-free claims
  • AAMI Roadside Assist option now available
Get a quote online

Call for a quote 13 22 44


About Comprehensive Car Insurance:

  • Your car for theft and accidental damage
  • Damage caused to other people’s cars and property
  • We will replace your car with a new car and pay the on-road costs, if your car is declared a write-off within 2 years of its original registration and you are the first registered owner.
  • If your trip is interrupted by a car accident or theft and you're more than 100 km from home, we help with emergency costs to cover things like essential accommodation and personal items.
  • Speak to a real person 24/7. You can also contact us on Facebook or Twitter.
  • There's no paperwork associated with AAMI claims.
  • Experience ongoing communication throughout the claims process.
  • We’ll tow your damaged car if it cannot be safely driven after an accident. AAMI will pay reasonable costs to have your car towed to the nearest repairer or place of safety.
  • In areas covered by our Assessment Centres, if you can drive your car in we’ll pay for the cost of a taxi back to your work or home.
  • Choose how much you pay and how much you save by varying your excess. The higher excess you choose, the lower your insurance premium.
  • Receive a discount when you get a quote online.
  • Update and view your policy and claim details online at anytime, with My Policy Manager and My Claim Manager.
  • Pay annually or by the month (fee applies).
  • Variety of payment methods including credit card, B-Pay and at Australia Post.
  • If your car is damaged, we’ll guarantee the repairs we authorise for life – even if you sell your car.
  • If your car is damaged in areas covered by our Assessment Centres, and if you can drive your car in, we’ll pay for the cost of a taxi back to your work or home.
  • If your car is stolen, we’ll give you a hire car for up to 21 days.
  • If your car is stolen, once your claim is approved, we’ll write it off if it’s not recovered within 14 days.
  • If your car is written off, we’ll pay you the amount covered. If your car is less than 2 years old and you are the first registered owner, we will replace it with a new car.
Comprehensive Hire Car
  • If you have an accident, we’ll cover your hire car fee right up until repairs are completed.

Front windscreen and window glass cover
  •  We’ll repair or replace your damaged windscreen or window glass (including the sunroof) – with no excess payable on your first glass claim each year .
24/7 Roadside Assistance
  • Whether it’s a flat tyre or a breakdown – enjoy the peace of mind of unlimited service calls and emergency repairs.

AAMI Safe Driver Rewards®


Provides rewards and benefits to safe drivers. As you advance through the program, you will progressively earn more rewards and discounts, including:
  • A credit on your premium up to 15%
  • Diamond Status Protection
  • 15% credit for drivers who don't make a claim that impacts their Safe Driver Rewards status for 9 years. Credit is a percentage of the rated premium paid the previous year.

AAMI Skilled Drivers Course
  • If you, your children or grandchildren are under the age of 25 and are comprehensively insured with AAMI you are eligible for a free one-day AAMI Skilled Drivers Course, designed to improve driver awareness and competence. You will also get a 10% discount off your AAMI Comprehensive Car upon completion of the course until you turn 25. See the PDS for details.
AAMI Claim Assist App​​AAMI Claim Assist App


Read the Policy Document for full terms.

The features and benefits described on this page and in our PDS apply to new customers from 11 February 2014 and existing customers on renewal from 5 April 2014.

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